The problem solver

haha my friends always say i am the kind to solve problems....true enough...i do...I solve problems for my parents, for my gf, for my friends, for ppl i dun know, for banks world wide...and I enjoy doing it...i like the sense of satisfaction when I solve the problem and the joy of the ppl when their problems are solved...The essence of problem solving come from focusing on what is the solution rather than y the problem occured...

tink that's y i have grown to like my job more and more now...providing advice to banks in terms of credit risk and asset liability management...initially i still felt that this job was too technical...but after doing it...credit risk is a pretty interesting topic...it shld at least interest me for the next 1-2 years...

Actually in many cases, the problem of people lie in not having enough $...excluding the rich, who really has enough $....honestly to me, am0ngst family, relatives and friends, $ is nothing...if i had to make a choice between $ and any of the above...the choice would definitely not be $...

but no one can deny the fact that sometimes a little $ can make us happier...to buy that pair of shoes u wanted? to buy that car u wan? to buy that house u dream of? or just to buy gf or bf something nice?

So this post is dedicated to ppl who are willing to make abit more $ from their current $...after doing so much research and calculations...i have concluded one can never get rich or enjoy life by just working...do you seriously think u can buy a house, a car, support ur family, pay ur bills and have a large some of $ at the end of the day for ur retirement? simple calculations will tell u it's pretty hard...unless u strike toto or big sweep...

I feel happy that I have helped a few friends realise that with a few simple methods and a little effort will bring u quite a lot of $ 10-20 years from now...and some of them now are even better than me and even more enthu than me...haha my dream is to travel the world...when I am still healthy and able to walk....not to travel when i need to sit in a wheel chair and needs someone to push me around...

I already have the plans to reach this goal....just whether it will succeed....I dun mind sharing it with you...as long as u are willing to spend a little effort (maybe just half an hour a day)....haha it may sound like day dreaming to say that you will hit ur first million within 15 years...but honestly, it's not that hard either...here's the risk for you...if u only believe me 15 years later when i succeed....u already wasted 15 golden years of ur life...

what's the catch? do i earn any $ from advising you...nope...i do not earn a single cent at all...i may even risk being labelled a crazy person...that's y i do not want to be a financial advisor which everyone is asking me to do...i dun tink it's ethical to sell products to my frens which are far more expensive than other sources...my advice to you is purely FOC...no strings attached...my reward comes from seeing other ppl's happpiness....

haha so what makes me qualified to advise you...i dun have CFA, no degree in finance, nv sold any financial products b4...lol....i dun know how to convince you on that...maybe i can tell you i spent 12 hrs a day for the past year...studying the markets and where to get the best deals and rates? haha but i tink the best thing abt my advice is there is no $ involved...what your financial advisors are telling or selling u are not 100% accurate for sure...simply because their rice bowl is involved...do they tell u that u can buy the same product online for half the price??

I tink i am writing this post cos I am bored to death studying for exams....memorising knowledge that I know I wont be using ever again once the paper is over...i dun mind conducting a lecture on investing and financial knowledge now...haha..

Going to rain liao...time to take a nap...